Business financial advice helps family-owned and regional businesses plan for succession, strengthen their operational resilience, and build the structures that let a business outlast its founders. Around 70% of Australian business are family owned, but only 25% have a comprehensive family business succession plan in place.
I want my business to outlast me, providing for my kids and grandchildren.
Succession thinking is the process of tackling the challenge of who will take over the family business when you retire or pass away. An open-ended journey, succession thinking supports a smooth transition of leadership to the next generation. But it’s more than just paperwork or handballing responsibility — it’s an opportunity for your children or grandchildren to be involved with, and understand, the business they will inherit.
Succession thinking is the process of planning who will take over your business when you retire or step back. It covers ownership, leadership, family roles, and the financial structures that support a smooth transition – ideally starting five to ten years before you intend to hand over.
Most business owners are focused on running the business today. Succession feels distant until it’s urgent – and by then, the options narrow. Around 70% of Australian businesses are family-owned, but only 25% have a comprehensive plan in place. The families who start early have significantly more flexibility in how they structure the transition.
We help business owners think through succession structure, ownership transitions, leadership handover, and the personal financial planning that sits alongside it – retirement income, super, and estate planning. We also partner with Adapt, a business operating platform designed for small and medium-sized businesses, to help clients build the systems and habits that make a business genuinely transferable.
Yes. While farming succession is a core strength, we work with regional business owners across a range of industries – hospitality, professional services, trades, and retail – on the same fundamental questions: who takes over, how is it structured, and how does the founding generation transition out securely.
A business broker helps you sell. An accountant manages the tax. A financial adviser helps you design the structure – who gets what, how ownership transfers, what the retirement income looks like, and how the family relationships hold together through it. We coordinate with your accountant and solicitor so all three pieces line up.
Call 03 5232 1200 or contact us here to book a no-obligation 30-minute meeting. Available in person across our regional offices or online.
