Traci Bartlett
With over 30 years’ experience, Traci specialises in both pre- and post-retirement planning — guiding people through the years either side of retirement so they feel ready, confident and supported. She has a particular gift for working alongside women through life’s hardest transitions — separation, divorce and the loss of a partner — bringing real empathy and a calm, reassuring hand to decisions that are as emotional as they are financial.
Getting the years around retirement right — and the life changes along the way.
Traci Bartlett is a seasoned Personal Financial Adviser with over 30 years of experience, first authorised to provide advice in 1994. She specialises in both pre- and post-retirement planning — the crucial years on either side of finishing work, when the right decisions, made calmly and with care, make all the difference.
Based in Warrnambool and working across Victoria’s Western Districts, Traci helps clients get organised before they finish work and stay confident long after: maximising super, structuring investments, planning the transition, and answering the big question — “will we have enough?” — then making sure the plan keeps working through the retirement years.
Traci also has a particular focus on supporting women through life’s most difficult transitions — separation, divorce, and the loss of a partner. She understands that these moments are deeply emotional, often frightening, and rarely just about money. Her approach is built on empathy: listening first, understanding the worry and fear behind the figures, and taking that weight off her clients’ shoulders so they can move forward with clarity and confidence.
She brings infectious energy and a genuine commitment to her regional community. Within the firm, Traci also leads People & Culture, mentoring and training the next generation of advisers coming through.
Where Traci does the most good.
Pre- & post-retirement planning
Making the most of the years on either side of retirement — super, investments, timing, and keeping the plan working long after you finish work.
“Will we have enough?”
The question almost everyone approaching retirement has. Traci helps clients answer it clearly, calmly, and adjust the plan while there’s still time.
30+ years of perspective
Having guided clients through every kind of transition since 1994, Traci brings calm, experienced judgement to life’s big changes.
Support through life’s hardest changes
Separation, divorce, or the loss of a partner — Traci works especially with women through these moments, bringing empathy, understanding, and a steady hand when it matters most.
Credentials you can verify.
Traci Bartlett — professional standing
Explore Regional Prosperity
Talk to Traci.
Book a complimentary, no-obligation 30-minute chat — at one of our offices, online, or at your kitchen table. No jargon, no pressure, just a clear next step.